Personal information is generally any information about an identifiable person other than the name, title or business address or telephone number of an employee of an organization. I collect personal information from you only for the purposes I identify to you at or prior to the time I collect such personal information.

I do not require this information in order for you to obtain access, to surf or to view the content on my Site. For those few activities on my site where the collection of personally identifiable information is necessary (for example, when you contact me with a question or a request), you will know because the purposes for which your personal information is to be used will be identified to you. For those activities, I may collect, for example, your name, street address, telephone number and e-mail address.

I collect and use personally identifiable information to respond to your questions or comments, to send out information on my real estate or mortgage services or my broker, to administer certain services as identified to you at the time of collection . I will also use such information for statistical and marketing analyses, in a form where the information is no longer identifiable with you.

Personal information is used only by me. I will not disclose such information, other than as follows: to third party service providers with whom I have a contractual agreement, which includes appropriate privacy standards, for the purpose of
(I) performing functions such as data processing, database services, marketing or information technology support;
(II) submitting and processing your loan, realty or other related requests for products or services of my third party service providers;
(III) To comply with any legal actions like a court order, to enforce my user agreement/terms and conditions for my web site or to protect the safety and security of guests and my site.
I will let you know at the time the information is collected if such third-party sharing is anticipated, will identify the types of businesses at the area of collection, will describe the information I will share (like your mail or e-mail address) and will only share data if you agree.

I will share personal data only with those who have agreed to follow policies that share my high standards of privacy. Please note that once you have clicked on a link , you may leave my site to a site which is no longer under my control, and to which my privacy policy no longer applies. You must read the privacy policy, if any, of each linked site to see how your personal information will be handled on their site. If you need further assistance, please contact me. Please note that this privacy policy is with respect to the collection use and disclosure of personal information through my web site only.

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